I feel both safer, and less safe since I never use cash anymore.
Without cash I no longer have a need to take money out of ATMs so that removes an attack point for my card information getting stolen, on the other hand in this day and age every online system is vulnerable to attacks so it’s possible that my bank can be hacked.
I’d feel more safe if I didn’t carry my cards on me at all, as you can still grab the info off them with NFC readers, but unfortunaltly I can’t completely switch to Google pay as I root my phone so it makes it unreliable.
I feel once cryptocurrency becomes mainstream and everyone starts using personal crypto wallets it’ll become far more secure than it currently is, but untill then we’ll just have to rely on banks.
I also don’t feel we are “being controlled” by not using cash anymore. It’s the 21st century, the future is digital. It makes sense to move our payments to a digital form.
It’s not that different as paper money anyway, it’s not like the paper itself holds the monetary value, it’s just a social construct that it’s worth something. With digital money it’s in pure binary form and can be more secure than keeping physical money.
The only issue I can see arising from it is when it comes to inheritance, say someone has their entire fortune locked away in a wallet on their phone that only they knew the password for. Welp, guess it’s all gone now. Unless the amount is visible without logging in and the account can be disabled and the funds transfered that way idk, there are probably better ways to deal with it but I’m not that smart.